HOMEBUYER SEMINAR - OVERVIEW

Concept:

Are you thinking about buying your first home, but you're unsure about the process?
Do you wonder what it takes to get a mortgage with low interest rates? with no money down?
Attend our next free seminar for first time homebuyers!
Those who pre-register will receive a free copy of their credit report ($25 value).
After the seminar, we can analyze your credit report and complete a loan pre-qualification.

Cost:

Our seminars are FREE.
If you don't qualify for a loan, we have a FREE credit repair counseling program.
Of course, if you decide to purchase a home, we hope that you will choose one of our great loans. But there is no obligation.

Seminar Topics:

Are you mortgage ready? Walk-through a mortgage loan pre-qualification
- What do lenders look for?
- How much money do you need to make?
- How much savings do you need to have?
- Debt - how much is too much?
- What can you do to improve your chances of being approved?
Understanding your credit report
- How is a credit score calculated?
- How can you improve your score?
- Walk-through an actual credit report.
- How does a lender interpret the information found in your report?
- Besides, the score, what does your credit report need to have?
Credit repair
- What can you do to fix errors on your report?
- What are your rights?

Credit Boot Camp - If you're not mortgage ready, we can help:

If you don't qualify for a loan, we'll tell you how to become qualified.
We'll tell you which items on your credit report are bringing down your score.
We'll give you a customized plan to address those issues.
We'll check in with you on a regular basis to monitor your progress.
It's up to YOU to complete the tasks that are outlined for your success.
You can contact us at any time for additional help and advice.
If you know you can't or won't be able to do the repair work yourself we can recommend a credit repair company who can do the work for you, for a minimal charge.